• You must work and reside in Lagos.
• You should be 21 – 55 years old
• You must be a salary earner with a minimum of 1 year in your current employment OR 18 months of continuous employment prior to your loan application date.
• You must have a positive credit history from any loans taken at other financial institutions
• You must not have a history of returned cheques on your account

Yes. In addition to the conditions above, your approved loan must expire at least 3 months before the end of your fixed term contract, or your retirement. If your contract has recently been renewed, please ensure we have the most current version of this document when you apply.

Your bank account will be credited within 24 hours after we receive the required documents and verify your details.

You can apply online on our website send an email to info@easyloansnig.com , or speak to our service rep on 08033134459

Loans range from N100,000 to N1.5M .To ensure you don’t get stuck with payment issues we insist that your monthly loan repayments don’t exceed 50% of your monthly salary

The amount available to you depends on your monthly income and your financial needs. Please use the calculator on our home page to determine how much you can borrow.

The amount available to you depends on your monthly income and your financial needs. Please use the calculator on our home page to determine how much you can borrow.• Valid identification (such as a driver’s license, international passport or national ID)
• Staff Identity Card
• One recent passport photograph
• Bank statements showing 6 (most recent) salary credits
• Pay slips are compulsory for government workers
• Employment letter and/or promotion letter, confirmation letter or salary review letter(s)
• Easyloans reports cases of bounced/dud cheques or forged documents to the Nigerian Police Force and EFCC